Terms

Tharwa is built for clarity, but it still needs clear boundaries.

These terms explain what the product is meant to do, where consent-based bank connections fit in, and what remains the user's responsibility.

Using Tharwa

Tharwa is designed to help users understand what they can safely spend, what should stay protected, and how purchases affect financial comfort.

Users are responsible for the decisions they make from the information Tharwa presents.

Bank access is consent-based and powered through Lean.

Users can reconnect, refresh, and manage consent from within Tharwa when that connection is active.

If consent expires or a sync fails, automatic tracking may pause until the connection is refreshed.

Ghalya is designed to be clear and conservative, but AI output can still be incomplete or wrong.

Tharwa should not be treated as regulated investment, tax, or legal advice.

For product or account support, contact saqeralmehyas@tharwa-online.com.