THARWAAI that understands your money.
Privacy
Your money data should stay useful, limited, and respectful.
This page explains the plain-language version of how Tharwa handles profile, bank, and guidance data. It is written to help users understand the product, not to overwhelm them with legal theater.
What Tharwa uses
Your profile details, preferences, and goals so the product can calculate a safer personal spending number.
Connected bank balances and transactions only after you give consent through Lean.
App interactions with Ghalya so the assistant can answer from your real financial context.
Why Tharwa uses it
To separate bills, savings, subscriptions, and other commitments before showing what is safe to spend.
To keep the visible number updated as spending changes instead of relying on manual entry.
To generate calmer financial guidance, insights, and bank connection health updates.
What Tharwa does not do
Tharwa does not sell your bank data.
Tharwa does not expose raw bank tokens in the browser.
Tharwa does not treat AI guidance as a replacement for legal, tax, or regulated financial advice.
Contact
For support or privacy questions, contact saqeralmehyas@tharwa-online.com.